How to Apply for the Amazonca Rewards Mastercard Credit Card
If you’re on the hunt for a credit card that offers enticing rewards while shopping at one of Canada’s most beloved online retailers, the Amazon.ca Rewards Mastercard might just be your perfect match. With this card, you can earn 5% back on purchases at Amazon.ca and Whole Foods Market during the first six months and 2% thereafter. Imagine the savings as you buy your favorite items with ease.
Moreover, this card comes with no annual fee, making it a practical choice for savvy spenders who want to maximize their benefits without extra costs. Everyday purchases like groceries, dining, and gas can earn you 2% back, stretching your dollars further. Whether you’re a frequent Amazon customer or just looking to add a valuable card to your wallet, understanding the application process for the Amazon.ca Rewards Mastercard is your first step to unlocking these benefits.
Benefits of Using the Amazon.ca Rewards Mastercard
1. Earn Rewards with Every Purchase
With the Amazon.ca Rewards Mastercard, you can enjoy a rewarding shopping experience by earning points on every purchase. Specifically, you’ll earn 2.5% back on eligible purchases on Amazon.ca and Whole Foods Market in Canada. All other purchases earn you 1% back. These points can quickly add up, providing you with more savings on future shopping sprees.
Tip: For maximum rewards, plan your monthly shopping list to include Amazon.ca and Whole Foods Market, which offer higher cashback rates.
2. No Annual Fee
One of the attractive benefits of the Amazon.ca Rewards Mastercard is that it comes without an annual fee. This makes it an excellent choice for those seeking to earn rewards without the burden of an additional yearly expense. Invest the money you save on the fee elsewhere, such as in an emergency fund or other savings goals.
3. Welcome Bonus Offer
As a new cardholder, you’re eligible for a Welcome Bonus of 5% back on your first $3,000 in eligible purchases on Amazon.ca, Whole Foods Market, grocery stores, and restaurants for the first six months. This is a perfect opportunity to maximize your rewards as soon as you start using the card.
Tip: Plan high-expense purchases, like electronics or household goods, during the first six months to make the most of the elevated Welcome Bonus rate.
4. Convenient Access and Security Features
The Amazon.ca Rewards Mastercard offers the convenience of contactless payment and is equipped with advanced security features such as Zero Liability Protection. This means you can shop confidently, knowing you’re protected against unauthorized transactions.
Tip: Enable mobile alerts to stay updated with real-time transaction reports, keeping your finances secure and well-managed.
LEARN MORE DETAILS ABOUT AMAZON.CA REWARDS MASTERCARD
The Amazon.ca Rewards Mastercard offers an array of advantages that can greatly enhance your shopping experience, particularly for frequent Amazon users. Below is a table that highlights some of the key benefits of this card:
| Category | Advantages |
|---|---|
| Cashback Rewards | Earn 3% cashback on Amazon.ca purchases, making every dollar spent more rewarding. |
| No Annual Fees | Enjoy the benefits without the burden of annual fees, allowing you to maximize your savings. |
| Introductory Offers | Take advantage of special introductory offers that enhance your earning potential when you first apply. |
| Flexible Redemption | Redeem your cashback against future Amazon purchases, allowing you to choose how and when to save. |
Having a clear understanding of how the Amazon.ca Rewards Mastercard can work for you is essential. With its focused advantages such as cashback rewards, the absence of annual fees, and flexible redemption options, this card is geared toward making your shopping both rewarding and economical. Each purchase not only contributes to satisfying your shopping needs but also rewards you for being a loyal customer.
Key Requirements to Apply for the Amazon.ca Rewards Mastercard
- You must be a Canadian resident to qualify for the Amazon.ca Rewards Mastercard. This means you should have a valid Canadian address where you routinely reside.
- Applicants need to be at least 18 years old, or the age of majority in the province or territory where they reside. This ensures legal contracts can be made and understood.
- Having a solid credit background is often essential. A good to excellent credit score increases your chances, typically falling within the range of 660 and above.
- Although a minimum income is not strictly specified, displaying a stable income source can support your application. Ensure you can demonstrate your capability to manage regular repayments.
- Some basic documentation is needed during application, such as proof of identity (like a driver’s license) and possibly information on your current employment status.
SIGN UP TO GET YOUR AMAZON.CA REWARDS MASTERCARD
How to Apply for the Amazon.ca Rewards Mastercard
Step 1: Visit the Official Website
To get started with your application for the Amazon.ca Rewards Mastercard, head over to the official website of the card issuer. You can do this by navigating to the MBNA Canada website. This is where you’ll find detailed information about the card, including its benefits and requirements.
Step 2: Understand the Card Features
Before you apply, it’s crucial to understand what features the Amazon.ca Rewards Mastercard offers. Take note of the cashback rewards on Amazon purchases and other incentives. Ensuring that the benefits align with your spending habits will maximize your rewards.
Step 3: Check Eligibility Requirements
Verify that you meet the eligibility criteria set by the card issuer. Typically, this includes being the age of majority in your province or territory and having a good credit score. Checking these requirements beforehand can save you time during the application process.
Step 4: Fill Out the Online Application
Once you’re on the website, locate the application form for the Amazon.ca Rewards Mastercard. Fill out your personal and financial information accurately. Common fields will include your name, address, income details, and contact information. Double-check everything to ensure there are no errors, as mistakes can delay the approval process.
Step 5: Submit Your Application and Await Approval
After completing the form, submit your application. You should receive a confirmation of submission. The approval process can take some time, so be patient. If approved, you’ll receive your Amazon.ca Rewards Mastercard by mail, allowing you to start earning rewards on your purchases.
SIGN UP TO GET YOUR AMAZON.CA REWARDS MASTERCARD
Frequently Asked Questions About the Amazon.ca Rewards Mastercard
What are the main benefits of the Amazon.ca Rewards Mastercard?
The Amazon.ca Rewards Mastercard offers several enticing benefits. With this card, you earn 2.5% in Amazon Rewards on eligible purchases at Amazon.ca and Whole Foods Market in Canada. Additionally, you earn 1% in rewards on all other eligible purchases. There are no earning caps, which means the more you shop, the more you earn. Plus, there’s no annual fee, making it a cost-effective choice for frequent Amazon shoppers.
Is there any annual fee for the Amazon.ca Rewards Mastercard?
No, there is no annual fee for the Amazon.ca Rewards Mastercard. This makes it an excellent option for those who want to earn rewards without the burden of an annual charge. You can enjoy the benefits and rewards from your everyday purchases without worrying about an additional cost each year.
How do I redeem the rewards earned with my Amazon.ca Rewards Mastercard?
Redeeming your rewards is straightforward. Rewards accumulated with your Amazon.ca Rewards Mastercard are automatically applied as a statement credit. You can use them for future purchases on Amazon.ca, making it easy to enjoy your rewards. Simply continue shopping as usual, and your points will be reflected in your billing statement as a deduction.
Are there any foreign transaction fees when using the Amazon.ca Rewards Mastercard abroad?
Yes, like many credit cards, the Amazon.ca Rewards Mastercard charges a foreign transaction fee of 2.5% on purchases made outside of Canada. It’s vital to factor this into your plans if you’re traveling and using this card internationally, as these fees can add up and offset some of the rewards earned.
